“We are never going to be the same”. Those were my mom's words when the news broke out about our Dad’s demise. I was 16 and it was just days before my final O’-Levels exam, my little brother was 10 in his second year in junior secondary school and we had two other siblings. My dad was a regional manager at an FMCG in the city and he had some other businesses on the side so we were very comfortable.
My dad was caring, hospitable and seemed to be a rockstar when it comes to his finances. He rarely went out and came home without bringing gifts for everyone. I missed him so much and all I really wished for was a chance to say one more I love you.
The weeks that followed the incident were the most uncertain and watching my mom brood over what might become of us was terrifying. She was right to be scared. Though my dad was great with his finances, like so many parents he never really planned for the unexpected. I mean who really prepares for their death? My mum knew he didn’t have plans to ensure we got well taken care of, so she was scared.
We went from owning a house and two cars to going to the neighbours for the little things we needed. My little brothers had to drop out of school as our uncles and aunties from the village came around to take everything my parents worked hard to get. In a matter of months, we became stranded just cause the breadwinner of the family passed. The fact that I managed to graduate is still a miracle but it happened. My other siblings weren’t lucky enough.
The entire trauma we went through made me worried about having kids of my own cause I didn’t want to potentially put them through what I and my siblings went through. This was a cross I had to carry until I found out about Life Insurance. The basic concept of Life insurance is that one makes a payment (Premium) and this guarantees that a payment (Sum assured or a Death benefit) will be made to your beneficiaries upon your death as the policyholder.
That’s not all, with Life Insurance, the policyholder is also protected in the case of critical illness and gets up to 10% of the Sum assured. The truth is, Life doesn’t have to change because the breadwinner of any family passes on. The pain of losing a loved one is crushing for the ones that are here but it gets even worse if the cover the deceased gives also leaves.
With Life Insurance, you can ensure that your loved ones stay protected and can live life to the fullest even in your absence.
Get Life Insurance from Tangerine today.
